IRAs

Planning for retirement is no easy task; especially in today's bumpy economy. Many Americans are woefully unprepared as they move toward their "golden years." Most experts agree that the key to retirement planning is to start saving early and save regularly.

At PRCU we offer a variety of Individual Retirement Accounts (IRAs) to help you meet your retirement goals including:

• Traditional IRA - A Traditional IRA allows you to take advantage of the tax benefits now. This makes sense if you anticipate a lower tax rate at retirement.
• Roth IRA - With a Roth IRA you don't receive any immediate tax benefit, but withdrawals are tax-free.