Savings/Investments
PRCU offers a wide variety of investment opportunities from regular savings accounts to CD's, Money Markets, and IRA's.
- No minimum balance required
- No "per-check" charges
- Free Visa Debit Card (upon approval)
- Free 24-hour teller phone access
- Convenient carbon-copy checks
- First 50 checks free
- Overdraft protection (upon approval)
- Direct Deposit available
- Payroll Deduction
- Online account access through Web Teller
- Free E-Statements
- Courtesy Pay (upon approval)
Member's Choice Checking Benefits
Grocery Coupons
Get valuable coupons on the products you buy every day. Use them at any grocery store. Select from more than 1,000 brand name items, including cereals, juices, soaps, detergents, aspirin, soups, candy, snacks, frozen foods, and much more. The coupons are valuable because they are for the things YOU buy.
Local Pharmacy Card
Save 10% to 50% on most prescriptions. Our card is welcomed nationwide at over 45,000 pharmacies including most national chains.
Simply present the Local Pharmacy card to a participating pharmacy in your area before you prescription is filled. Your pharmacist will compare the store's regular price, the generic drug price, and our preferred price. You will pay whichever price is lowest. Present your Local Pharmacy Card in person to receive these great discounts. Your pharmacist will not be able to quote discount prices over the telephone.
Vision Care
Now you can save 10% to 60% on eyeglasses, contact lenses, and non-prescription sunglasses! These and other items available at over 7,000 retail providers nationwide through Coast-to-Coast Vision.
Premiere Hotel Savings
Save 50% on lodging at thousands of hotels, motels, and condos nationwide.
Here's the smart traveler's first choice for special travel savings. Enjoy premiere accommodations at bargain prices at prestigious resorts or business destinations with our Premiere Hotel Savings Book.
- Receive nation-wide savings of 10% to 50% with over 5,500 hotels in participating chains.
- Take advantage of substantial car rental savings from leading car rental companies.
- Enjoy savings of 50% or more off the weekly standard retail price of condo rentals through our unique program.
Theme Park & Movie Discounts
Treat yourself to bargain prices at your favorite theme parks and movie theatres. Now you can enjoy matinee prices almost any time at your favorite theatres. It's simple-just order you tickets from us in advance! We offer discount movie tickets to all major theatres. You can also save up to 25% in over 40 of your favorite theme parks, like Six Flags and Universal Studios. Call us for details.
Credit Card Protection
Never worry about lost or stolen credit, debit, or ATM cards again!
With one quick, toll-free phone call, you can cancel your cards, stop unauthorized purchases, and request prompt card replacement. If a thief does use your cards, and the card issuer holds you responsible for payment, you'll be covered for up to $50 per credit card to help cover unauthorized charges.
Medical ID Card
Are you and your family prepared for a medical emergency? Your medical ID contains a complete medical record that you provide-all on a single wallet-sized card. Your record is photographed and reduced to fit on the card. Medical personnel can easily read your information with a standard magnifying glass or emergency room equipment.
In a medical emergency, healthcare professionals may be able to provide better treatment if they are aware of your critical health information, such as allergies, past illnesses or current medications. Now, you can keep this vital information handy at all times with your Medical ID Card. Feel more secure knowing emergency health providers will be able to provide accurate care.
Senior Member's Choice Checking (65 & older)
For our members that are enjoying the wisdom of their later years we offer our Senior Members Choice Checking. This has all the same great benefits of our member's choice checking, at an even greater value of $2.50, or $2.00 when you sign-up for direct deposit. Every member age 65 and older receives free checks and money orders as our way of saying thank you.
Loans
We have been in the loan business for almost 70 years and offer some of the lowest rates around, flexible payment options, an amazing variety of loans, and of course the friendly service you have come to know and love from Pacific Rails.
We can also help you with:
- VISA Credit Cards
- Overdraft Protection
- Signature Loans
- RV, Vehicle, Boats, and Motor Home Loans
- Fix Rate Second Mortgage
- Home Equity (Line of Credit (HELOC) Loan
At Pacific Rails Credit Union we'll give you straight answers, and clearly explain to you the terms and agreement of the loan, before you sign. Try For more information on a no pressure, no hype loan, give us a call at (801) 531-9099 and ask for a loan specialist.
Mortgages
We can help almost anyone get a first mortgage or refinance their home. We have been offering the most competitive rates around for as long as we've been in business. We are good at what we do and can help those varying degrees of credit history.